Comprehensive Coverage Packaging
Coverage for your unique needs!
Comprehensive Coverage Packaging
Coverage for your unique needs!
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Company Information
Overview
Established in 1987, Resurgens Risk Management, Inc. has grown into full-service insurance, consulting, and financial products, employee benefits, commercial property, liability insurance, and Surety Bonds.
Our staff of seasoned professionals has a mutual objective to build relationships. Our formula for reaching our goals and conversely, the objective of our clients is simple We strive to make every contact with existing and prospective client's a positive experience. At Resurgens Risk Management we believe that integrity starts with honest and principled professionals who work hard individually and as a team to find the right solutions - not merely those that are the most convenient.
As simple as it may sound - we actually listen to and stay in contact with our clients and are better positioned to anticipate problems before they occur. Last but not least, we put the feelings of our clients and prospects first,
Personal Lines
HOMEOWNERS INSURANCE
For many people, their home is their greatest asset. Homeowners insurance plays a vital role in the protection of this asset.
Resurgens offers protection for your home and your personal possessions at
affordable rates.
AUTOMOBILE INSURANCE
Enjoying the freedom and mobility of owning an automobile is a part of the American way of life. At Resurgens, it is our job to protect that freedom through offering you quality automobile insurance coverage.
UMBRELLA LIABILITY
Resurgens' umbrella policies offer additional protection for catastrophes, unusual exposures, and additional liability limits beyond underlying insurance coverages. Our plans increase your personal liability limits by adding protection to your current auto, homeowner, and boat policies.
ANNUITIES
Resurgens Risk Management offers a diversified line of annuities to
meet your savings and investment needs. Our personal lines specialists will help
you with your selection and match annuities with your risk tolerance and financial
profile. Annuities are sold by a life insurance company, which guarantees a fixed or
variable payment at some future time, usually at retirement. Annuities offer flexible
payment options, including the ability to generate an income that you cannot
outlive.
DISABILITY INSURANCE
Disability Insurance protects your most valuable
asset - YOUR INCOME! Resurgens Risk Management represents the finest
disability insurance carriers in the country. We'll provide you with a perfect fit for
your personal needs and financial situation.
ADDITIONAL PERSONAL LINES
- Long Term Care LTC,
- Financial and Estate Planning
- Individual Health and Dental Insurance
- Pre-Paid Legal Coverage
- Life Insurance
- Mutual Funds
- Education Planning/529 Plans
Commercial Insurance
Our dedicated team of professionals at Resurgens Risk Management can handle all aspects of commercial insurance coverage for your company. We help you choose the right coverage and implement the right strategies that you need in order to maintain a long term, cost effective commercial insurance program.
Not only do we work with you side-by-side to create customized plans, but we also help you manage property and liability insurance protection plans through a variety of client services. Businesses today face more risks than ever before. Let us help you manage those risks and protect your assets.
RISK MANAGEMENT
In order to protect your assets, it is important to develop an effective program to manage all of your risks. Resurgens Risk Management is prepared to assist you in achieving this goal. Our team of consultants can analyze your situation, customize and develop loss control and risk management programs that will benefit you and your organization.
EXPOSURE INDENTIFICATION
We can assist in the identification and evaluation of Ioss exposures in the workplace, which in turn protect you against losses from unidentified exposures and minimize the magnitude of Ioss from known risks,
CLIENT MANAGEMENT
Our client management services will assist you in controlling and reducing your insurance costs.
CONTROLLED INSURANCE PROGRAM CIP's
Whether you are the owner (OCIP) or contractor (CIP) can save you up to 50% of the
cost of traditional insurance. Resurgens Risk Management will assess your needs and help you select a program that will eliminate unnecessary charges associated with insurance.
ADDITIONAL COMMERCIAL INSURANCE OPTIONS
- General Liability
- Professional Liabiltiy
- Umbrella and Excess Liabilty
- Property Insurance
- Inland Marine
- Automobile Insurance
- Workers Compensation
- Surety/Surety Bonds
Financial Services
Resurgens Risk Management is a leading provider of financial services designed to help clients navigate the confusing maze of financial investments, risk alternatives and appropriate asset allocation models. We provide planning and financial services designed to meet our clients' financial needs.
By operating through an independent broker/dealer relationship, we are unbiased and
make recommendations that are not influenced by proprietary products. Our team of
professionals is fully licensed for all related financial transactions. We simply want to
help plan ahead to secure your future for both your business and personal needs. For
this very reason, we offer a wide range of services.
COLLEGE SAVING PLAN (SECTION 529)
The cost of college education continues to rise, and next to retirement, the cost of 'a college education may be the biggest expense a family is likely to face. Congress enacted legislation-allowing states to create tax-advantaged savings vehicles for college expenses. 529 Plans offer
Federal and in some cases state tax-free savings.
MUTUAL FUNDS
Resurgens Risk Management helps you achieve your mutual
fund investment objectives by focusing on well-managed companies through our
representative mutual fund providers, we can offer a variety of investment options
well suited for your financial goals and objectives.
CD ALTERNATIVES
When considering putting your money into one of the many CD alternatives, you must be aware that not all products offered through banks are the best investments. When seeking investments with higher yields, Resurgens Risk Management has the expertise to help you determine what risks you are willing to take while considering your investment goals and income needs.
IRA
As with many things in life, getting started with an investment program is often
the most difficult step. With so many options, deciding which investments are best for
you may seem like a daunting challenge. Resurgens Risk Management can help you
select the right IRA investment program for your long-term financial goals.
Employee Benefits
Today's employee benefits marketplace is both dynamic and complex. In order to remain competitive.in today's marketplace, your benefits plans should be comprehensive enough to attract, retain and reward your employees. Resurgens Risk Management can help you select the most competitive and attractive plans to offer your employees. Working with you, we listen to your concerns and then develop a strategy that closes any gaps between what you have and what you need.
Resurgens Risk Management has long-term relationships with top-rated insurance companies in the country. This allows us to offer you competitive rates and plan design regardless of the size of your business. Our knowledgeable and experienced staff offers you products and service designed to help you with your daily insurance needs. We also stay current on all legislative and legal issues that affect your employee benefits program, providing you with a of knowledge to address your numerous questions and concerns.
OUR SERVICES
- Employee Benefits Consulting
- Third Party Administration
- Employee Assistance Program EAP
- Resurgens Business Solutions (ASO/PEO)
OUR PRODUCTS
- Annuities
- Pension/Profit Sharing plans
- 401(K) plans
- Group Medical and Dental plans
- Group Life and AD&D plan
- Group Short-Term and Long Term Disability plans
- Long-Term Care plans
- Vision Care
- Partial Self-Insured and Minimum premium plans
- Prescription Drug Card Service t Section 125 Cafeteria plans
- Deferred Compensation plans
- Key Person Life and Salary Continuation
- Executive Benefits
- Special Risk Employee Benefits
- Prepaid Legal Services